A Few Words About Us
We are here to help you find an enjoyable yet serious dating experience.
Even Cupid wants to know your credit score, stated an article in NY Times. Credit scores are derived from a complex formula that weighs factors such as outstanding debt, payment history and new credit lines. The three-digit number is used to predict the likelihood of delinquency on obligations from credit card bills to a mortgage. Knowing your partner’s credit situation helps members prepare for their futures with open eyes. For many singles, bad credit can be a deal breaker when finding love. A recent study reveals that 20% of men and 30% of women between the ages 21- 34, say they won’t marry someone with a poor credit score. Most respondents also say money management skills are just as important as looks when deciding whether someone is worth pursuing. While 57% of men say that credit scores play into their dating decisions, a staggering 75% of women said they consider the numerical rating. Within the last 6 years, dating based on financial stability and credit score ratings has become very popular in the American culture.
Who is Creditscoredating.com?
“It All Starts With A Number!”
CreditScoreDating.com allows members looking for serious dating to join for free and find compatible mates. Founder, Niem Green, saw a gap in the dating industry and the idea that credit scores are an indicator of how well someone handles commitment and honors agreements led to the creation of this online dating site. When the site first launched in 2006, most of the members were in their 40s and, according to Green, often had relationships end because of financial issues. Following the financial crisis, the site experienced a surge in membership and a decline in the average age of members.
Our diverse membership means that you will have a wide range of people to choose from, and, of course, you will be selected by people wishing to meet you with similar goals, interests, and of course, financial wherewithal.
Each one of our members has decided to take control of life. They are serious about finding a relationship and bold enough to try something different and have realized 2 things, “Good Credit is Sexy” and “It all Starts With A Number.”
Join our site with total peace of mind that all personal details and communications will be kept private between you and the lucky person you chose to connect with.
Meet like-minded singles
The World is Learning Good Credit is Sexy!
The US Federal Reserve publishes report validating the correlation between committed relationships and Credit Scores.
Looking for relationship help? The Fed has a hot tip
by Aimee Picchi CBS Moneywatch
When it comes to finding love in all the right places, the Federal Reserve has some advice for Americans: Check out your potential mate’s credit score — if it doesn’t measure up to yours, run in the other direction.
OK, that may be an overstatement. But researchers at the central bank have examined the link between credit scores and romance, and their findings have implications for singles looking for love and couples in committed relationships.
Their question: Given that institutions from banks to corporations examine credit scores to check a person’s trustworthiness, could the scores also reveal something about how likely relationships are to succeed?
The answer could have been shot straight out of Cupid’s bow, given the clarity of the results. Americans with higher credit scores are 14 percent more likely to find love within the next year than are singles whose scores are about 100 points lower, the study found. And when it comes to sticking together, couples have the best chances if they both have similar credit scores.
“Couples with larger score gaps at the beginning of their relationship are more likely to subsequently separate,” wrote authors Jane Dokko, Geng Li and Jessica Ayes. They added that creditworthiness appears to “reveal information about an important relationship skill.”
What skill is that? Well, it could be a person’s general trustworthiness and commitment to obligations, not just those relating to debt, the researchers wrote. That could mean someone with a high credit score is more likely to value the obligations of a committed relationship, for example, and be less likely to cheat or back out of those promises.
With financial stress often cited as a reason for divorce or breakups, it makes sense that matching a date’s creditworthiness to your own could help avoid future heartbreak. It’s something that at least one entrepreneur has tapped into already. Former bank underwriter Niem Green started a dating service in 2006 called Creditscoredating.com.
Searching for a mate with a similar credit profile seems to be something Americans do instinctively. The study found that couples on average have a credit score difference of 69 points, compared with a difference of 150 points for two random people who might bump into each other at a bar.
Couples’ credit scores tend to become more similar the longer they’re in a partnership, which makes sense given that they’ll likely merge bank accounts and take out loans together.
But it’s unclear whether potential mates are asking each other about their credit scores before they start dating, or if they’re sensing something else that signals their date might have a similar credit profile to theirs.